Compliance Officer - FinTech

At Papel Holdings, we’re not just another Fintech company. We’re on a mission to revolutionize the financial landscape. From innovative banking solutions to cutting-edge digital asset products, we’re transforming how people interact with money.   

Careers at Papel suit those who want to have an impact, who are comfortable getting uncomfortable, willing to take risks and win big. We are brave, laser-focused and have high aptitude, with a little playfulness for good measure.  If you’re someone who thrives on high accountability, possesses a start-up spirit, and flair for industry-savvy solutions, you’ll fit right in.   

If this resonates with you, you’ll have the opportunity to make a real impact and be part of something that’s changing how we interact with money and wealth.

POSITION OBJECTIVE

We are seeking a highly organized and detail-oriented Compliance Officer to join our Group Compliance team. In this role, you will be responsible for ensuring the company’s business activities comply with all relevant regulatory requirements. The position involves managing regulatory licensing applications across the group, staying abreast of industry regulations, and implementing effective compliance programs. You will work closely with cross-functional teams to ensure that licensing applications are progressed efficiently and in alignment with defined project timelines. This is an opportunity to contribute to the integrity and regulatory standing of Papel Group while supporting its continued growth and compliance operational excellence.

Key Responsibilities: 

• Support on the end-to-end process of maintaining ongoing regulatory license applications (e.g., e-money, MSB, EMI, PSP and VASP) across various jurisdictions.
• Maintain an internal regulatory roadmap and licensing tracker, ensuring timely renewals and compliance with local regulatory obligations.
• Maintain an up-to-date Regulatory Obligation Register and Licensing Project Plans for each licensing application.
• Conduct regulatory gap assessments and readiness checks prior to market entry and product launch.
• Work with local legal and regulatory counsels on the licensing application and update licensing tracker.
• Collaborate with different departments to ensure policies, procedures, and documentation align with regulatory requirements.
• Stay up to date with industry laws, regulations, and standards, communicating changes to relevant departments.
• Support the preparation and submission of regulatory filings and reports.
• Participate in internal and external audits, ensuring any issues are addressed promptly.
• Provide recommendations for corrective actions and help implement solutions.
• Assist in the development of risk management strategies to mitigate compliance risks.